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Section 72 Life Insurance

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What Is Whole of Life Assurance?

Whole of life assurance or whole of life cover, as you’d expect, is a life assurance plan that lasts for a whole lifetime, and is not limited to a specific term. If you pass away this policy will provide a lump sum payment to your family. It can also provide tax-efficient inheritance planning cover for your family, so as not to impact their inheritance.

Inheritance Tax

Your family may be liable for inheritance tax on your assets when you die. This can be a massive burden, forcing them to borrow money or sell part of the inheritance you leave them to cover their tax bill. Whole of Life Cover removes this burden and protects loved ones from a large inheritance tax bill.