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Personal Retirement Savings Accounts (PRSAs) offer a flexible and tailored approach to retirement planning, catering to individuals without access to company pension schemes( Employee’s )or Business owners / Company Directors or those seeking greater control over their retirement savings plans, With PRSAs, you have the flexibility to adjust your contributions and choose from a diverse range of investment options to suit your financial goals and risk tolerance. PRSAs provide transparency, portability, and tax efficiency, empowering you to take charge of your retirement journey with confidence.

Expert Guidance for Your Retirement Future

At Malahide Insurance, we understand the importance of securing your financial future in retirement. Our team of experts are here to guide you through the jigsaw Puzzles of PRSAs, helping you select the right plan, devise a tailored investment strategy, and optimize your retirement savings. Take the first step towards a secure retirement by exploring PRSAs today. Contact us now to learn more and embark on your PRSA journey with confidence.

If you already have an existing pension, it’s important to have a regular review to ensure you’re up to date with the latest charging structures. Take advantage of the tax relief you will receive on your Income 20% / 40% dependent on what tax bracket you are on, Also your fund will grow free of Deposit Interest Retention Taxes. ( DIRT Tax) @ 33% as of 2024)

Charges have changed significantly over the last 10 years, you don’t want to be paying too much to your pension provider. At Malahide Insurance Shop we offer pension reviews to ensure you have the best charging structure for your needs. We’re confident we can beat your current structure and save you money, so book in for a review with us today to secure your financial future.

Malahide Insurance Shop is regulated by the Central Bank of Ireland, working with Zurich life, New Ireland, Aviva life, Royal London and Irish Life.

Malahide Insurance Shop is a member of Brokers Ireland as a financial broker.