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Are you self-employed, own your own business, or limited company? As a busy Business owner/ Director Or self-employed person, it’s easy to put pension planning to the back of your mind, but failing to set up your own pension plan can leave you in a precarious financial position come retirement.

Without your own pension, you’ll be dependent on the State pension in Ireland, which provides €265.30 per week. To avoid this situation, it’s important to take control of your retirement planning and set up your own pension.

We can help you navigate your options and find the right plan for your needs, ensuring you have the financial security you require in retirement.

If you already have an existing pension, it’s important to have a regular review to ensure you’re up to date with the latest charging structures and your investment risk.

Pensions contributions grow free of Deposit Interest Retention Tax, ( DIRT ) @ 33%, you can offset income taxes up to 40%  depending on what tax bracket you are on. Taking out pension funds from your company can reducing your Corporation taxes if applicable.

Charges have changed significantly over the last 10 years, you don’t want to be paying too much to your pension provider. At Malahide Insurance Shop, we offer pension reviews to ensure you have the best charging structure for your needs. We’re confident we can beat your current structure and save you money, so book in for a review with us today to secure your financial future.

Malahide insurance shop is regulated by the Central Bank of Ireland working with Zurich life, New Ireland, Aviva life, Royal London and Irish Life.

Malahide insurance shop is a member of Brokers Ireland as a financial broker.