Skip to main content

Personal Pensions

Lets Talk!

A personal pension is a retirement savings plan in which you make contributions either on a regular basis or a once off or a combination of the two, offering a tax efficient way to save for your retirement. These contributions are then invested, for example in the stock market, or a managed to fund with a Life Assurance company.

The aim is to build up your pension pot so you have an income when you retire.

Your pension fund will grow free of  Deposit Interest Retention Taxes, also known as ( DIRT ) as of 2025 it’s 33%

Income tax, you can receive 20% Or 40%, back from the tax man depending on what Tax bracket you are currently on.

If you work for yourself or don’t have a pension from your job. Having the right plan and investment strategy is key, so chat with us today to make sure your personal pension works best for you.

Flexible Contributions

Our pension plans offer flexibility, allowing you to contribute as little as €250 per month or make single contributions starting from €5,000.

Malahide Insurance Online Service Centre

Access key information, tools, and policy documents conveniently through our customer portal, streamlining your pension management experience.

If you already have an existing pension, it’s important to have a regular review to ensure you’re up to date with the latest charging structures and Investment risks.

Charges have changed significantly over the last 10 years, you don’t want to be paying too much to your pension provider. At Malahide Insurance Shop we offer pension reviews to ensure you have the best charging structure for your needs. We’re confident we can beat your current structure and save you money, so book in for a review with us today to secure your financial future.

Malahide insurance shop is regulated by the Central Bank of Ireland working with Zurich life, New Ireland, Aviva life, Royal London and Irish Life.

Malahide insurance shop is a member of Brokers Ireland as a financial broker.