Effective Date: 05/08/2025
Last Updated: 05/08/2025
This Cookie Policy explains how Malahide Insurance Shop (“we”, “our”, “us”) uses cookies and similar technologies to recognize you when you visit our website https://malahideinsuranceshop.ie (“Website”). It explains what these technologies are, why we use them, and your rights to control their use.
By continuing to browse or use our Website, you agree that we can store and access cookies and other tracking technologies as described in this policy.
1. What Are Cookies?
Cookies are small data files that are placed on your computer, tablet, smartphone, or other device when you visit a website. Cookies are widely used to make websites work efficiently, as well as to provide information to the website owners.
They allow a website to recognize your device and remember your preferences or past actions over time, improving your browsing experience.
Cookies may be “first-party” (set by Malahide Insurance Shop) or “third-party” (set by a domain other than our website).
2. Types of Cookies We Use
We categorize the cookies used on our website as follows:
A) Strictly Necessary Cookies
These cookies are essential for the proper functioning of our website. They enable basic features such as page navigation, secure login, and access to secure areas.
Examples include:
- Session cookies for maintaining login sessions
- Cookies used to detect and prevent fraud or unauthorized access
Consent Requirement:
These cookies do not require your consent.
B) Performance / Analytics Cookies
These cookies collect information about how visitors use our website. They help us understand traffic patterns, usage statistics, and identify issues so we can improve user experience.
We typically use:
- Google Analytics: Tracks user interaction and usage behavior (pages visited, time on page, bounce rate, etc.)
Collected data includes:
- IP address (anonymized)
- Device type and browser
- Pages visited and time spent
- Referring URLs
Consent Requirement:
Yes — These cookies are only activated if you give explicit consent via our cookie banner.
C) Functionality Cookies
These cookies remember choices you make, such as language preference, region, or login credentials, to provide a more personalized experience.
Consent Requirement:
Yes — Optional, and consent must be obtained.
D) Targeting / Advertising Cookies
These cookies may be set through our site by third-party advertising platforms. They track your browsing habits across the internet to build a profile of your interests and show you relevant ads.
Currently, Malahide Insurance Shop does not use advertising or behavioral tracking cookies.
If this changes, we will:
- Update this policy
- Ask for your specific consent before enabling them
3. Cookies in Use on This Website
Cookie Name | Provider | Purpose | Type | Retention |
_ga | Google Analytics | Visitor statistics | Performance | 2 years |
_gid | Google Analytics | Session tracking | Performance | 24 hours |
_gat | Google Analytics | Throttle request rate | Performance | 1 minute |
PHPSESSID | malahideinsuranceshop.ie | Session tracking (internal) | Strictly Necessary | Session |
cookieconsent_status | Malahide Insurance Shop | Records user cookie preference | Functional | 1 year |
4. Third-Party Cookies
Some cookies may be set by third parties (such as Google) when you use our website. These providers may process your data independently and apply their own cookie and privacy policies.
Third-party tools in use include:
- Google Analytics
- Google Tag Manager
- [Insert others if applicable, e.g., YouTube embed, chat widgets]
You can review Google’s policies here:
https://policies.google.com/technologies/cookies
5. How You Can Control Cookies
You have full control over whether non-essential cookies are placed on your device.
A) Consent Tool
On your first visit to our site, a cookie banner will ask for your preferences. You can:
- Accept all cookies
- Reject all non-essential cookies
- Customize which cookies you allow
You can revisit or change your cookie preferences at any time via our Cookie Settings link in the website footer.
B) Browser Settings
Most browsers allow you to:
- View cookies
- Delete cookies
- Block cookies altogether
- Set notifications before a cookie is stored
Instructions by browser:
- Chrome: chrome://settings/cookies
- Firefox: about:preferences#privacy
- Safari: https://support.apple.com/en-us/HT201265
- Edge: edge://settings/content/cookies
Please note: Blocking all cookies may affect the functionality of our website.
6. Data Collected Through Cookies
Cookies may collect:
- IP address (anonymized)
- Browser type and version
- Operating system
- Referring site URL
- Time zone
- Pages visited
- Duration of visit
- Click behavior
When collected by us, this data is used solely for analytics and website improvement purposes. It is not sold or shared for third-party advertising.
7. Legal Basis for Cookie Usage
Under GDPR and the ePrivacy Directive, we are required to:
- Obtain informed, active consent before setting non-essential cookies
- Allow users to revoke or manage consent at any time
- Clearly explain the purpose and type of cookies used
We comply with these rules by using a cookie management platform and ensuring cookie settings can be customized.
8. Changes to This Policy
We may update this Cookie Policy to reflect changes in technology, legislation, or our use of cookies. When we do, we will:
- Update the “Last Updated” date at the top of this page
- Promptly notify users if significant changes occur
9. Contact Us
If you have any questions or concerns regarding our use of cookies, please contact:
Data Protection Officer
info@malahideinsuranceshop.ie
087 684 5440
Stone Hill, The Hill, Malahide, Co Dublin
https://malahideinsuranceshop.ie
With 30 years experience in the industry & access to Ireland’s ‘Top 5’ Life Assurance Companies, Zurich Life Assurance PLC, Royal London Insurance Ltd, Irish Life Assurance PLC, New Ireland Assurance and Aviva Ireland Life and Pensions ltd, meaning here at Malahide insurance Shop we will strive to get you the best deal.
Richard Barr T/A Malahide Insurance Shop is regulated by the Central Bank Of Ireland No C 30360.
Malahide insurance shop is a member of Brokers Ireland as a financial broker.